Be There Financial Services

Be There Financial Services

0447 284 211
Level 1, Suite 1, 6 George Street
Warilla NSW 2528
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Be There Financial Services are Your Finance, Mortgage Broker & Home Loan Specialist in Shellharbour

Be There Financial Services are local loan experts in Shellharbour. If you're a first home buyer or an investor looking for a home loan our Shellharbour Mortgage broker service could save you time & money. If you need a new car or equipment we have tailored financial solutions to suit your individual needs. Perhaps you're getting married, need a holiday or want to buy a special gift? Our range of personal loans offer great value. In fact we can help you with loans & finance options for all types of needs.

With access to over 25 leading lenders & 100's of loan products - We'll get the Best Home Loan for you.

Having access to 100's of loan products from over 25 major lenders we're confident that we can save you time, effort & money using our NO FEE FOR SERVICE model.

  • We help you choose the best home loan package for your needs & circumstances.
  • We compare 100's of home loan packages from over 25 leading lenders.
  • We give you professional advice at absolutely no cost to you.
  • We unlike alot of other brokers also look at the best transactional account that suits your needs.

Our Shellharbour Home Loan / Mortgage Broker service couldn't be easier.

Who has time to be running all over Shellharbour & the Illawarra going to banks & other lenders trying to compare who has the best home loan for their needs?. With over 15 years experience Craig Mowbray takes all the hasssle & confusion out of this for you, by presenting your best options that matches your cheapest & best home loan needs. Which may be a first home, renovations, dream holiday, investment property or even saving money with a refinance to free up cash flow.

Be There Financial Services do all of the hard work for you & make the whole process easy.

We can visit your home or office to discuss your current situation & the type of loan you need. We then do all of the necessary research for you & shop your home loan with over 25 major lenders comparing 100's of loan products, then come back to you & explain your options in plain English so you can be assured of getting the best home loan package for your personal circumstances.

We explain how we can save you even more money on your home loan by setting up a 100% offset account with a redraw facility & other money saving features like NO ATM FEES AUSTRALIA wide with some lenders.

Best of all - we offer this service at no charge to you what so ever!

We aim to get you the best home loan for your needs & to take the sting out of interest rates & put money back into your pockets – not the banks!

Our Shellharbour & Illawarra Home Loan / Mortgage Broker Services are available when:

  • Buying your first home (we can help with government subsidies & first home owner grants)
  • Looking to upgrade your home (bridging finance also available)
  • Investing in property (we can help with your negative gearing & SMSF questions)
  • Looking to get a better deal on your existing home loan (great refinancing options)

Home Loans / Investment Loans we can organise include:

  • Variable interest loans
  • Fixed interest loan rates
  • Combination - variable & fixed interest loans
  • Introductory loan rates
  • Loans where you can pay the interest in advance if that suits your needs.
  • Bridging loans
  • Home equity loans
  • Family pledge home loans
  • Interest only loans
  • Refinance Cheaper rates
  • Land only loans
  • Construction Loans
  • Renovation finance

The above products may be combined with:

  • Cheap / Low interest rates
  • Mulitple 100% off set accounts.
  • Redraw facilities
  • NO ATM fees
  • A line of credit
  • Up to 98% Loan to Value ratio
  • Cheap package credit cards
  • Free Internet banking
  • Debit card access VISA / Mastercard

We help you every step of the way, with things like:

  • How much can I borrow?
  • What's the maximum loan I could qualify for?
  • Help with Mortgage insurance options
  • The types of loans available
  • How to compare home loans & home loan features
  • Securing your overall best home loan package.
  • Helping you with the paperwork
  • Our easy to use home loan calculator
  • First home owners grants

If you have any questions, please use the "make enquiry" button at the top of this page.

Family Pledge / Guarantor Loans

Being able to save for a deposit & buy in the current market can be hard. Be There Financial Services has access to a number of Family Pledge / Garantor loans that may asssit you getting into your property sooner by using a family members equity, like mum or dads.

Allowing you to potentially borrow up to 105% of the purchase price & making sure that you are able to afford the whole debt, but benefit by using a family members equity.

Example Mum & Dad own their property valued $500,000 & you are looking to buy for $500,000.

You could borrow approx $525,000 to buy the property & pay stamp duty & some other costs. Again if you can show loan affordability on the entire debt. We have ways & options to show & teach you about this great product.

Be There Financial Services works with & alongside your Accountant, Financial Planner & Solicitor to communicate, organise & explain this process. We supply you with the information you need to make an informed decision.

If you have any questions, please use the "make enquiry" button at the top of this page.

Car, Motor Vehicle & Equipment Finance, Leasing & Loans Shellharbour

Be There Financial Services specialise in securing the best car loans, motor vehicle leasing & equipment finance available for our customers in Shellharbour & the Illawarra. Whether you're looking to buy your first car or have a business & looking to acquire your next piece of machinery or add to your fleet of vehicles we can help you.

Best of all - we offer this service at no charge to you!

We aim to get you the best vehicle & equipment finance / loan for your needs & to take the sting out of interest rates & put money back into your pockets – not the banks!


Opening Hours:7 days by appointment
Payment Methods:Free service no payment required